We take over your mortgage payments while you receive cash. Perfect solution for underwater properties.
Learn MoreA Subject To purchase is when we buy your property "subject to" the existing mortgage. This means we take over the mortgage payments while the loan remains in your name temporarily. This creative financing solution helps homeowners who owe more than their home is worth or need to sell quickly.
We make all payments on time, protecting your credit score and preventing foreclosure damage.
Receive an agreed-upon cash amount at closing, even if you owe more than the home's value.
Stop the foreclosure process and avoid the long-term credit damage that comes with it.
Close quickly without waiting for traditional financing or dealing with real estate agents.
We evaluate your property and mortgage situation to determine if Subject To is the right solution.
We create a legal agreement outlining terms, including cash payment and mortgage takeover details.
At closing, you receive your cash payment and we begin making the mortgage payments.
We handle all mortgage payments and property management while working toward loan assumption or refinancing.
Subject To purchases are complex transactions that require careful legal documentation. We work with experienced real estate attorneys to ensure all parties are protected and the transaction is handled properly.
Contact us for a free consultation to see if Subject To is the right solution for your situation.
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